Editorial & Corrections Policy
Our standards for research, publication, and accuracy in foreclosure market analysis.
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What Default Research Is
Default Research is a foreclosure intelligence platform for real estate investors. We are not a news outlet, a law firm, or a financial advisor. Our mission is to transform publicly available foreclosure data into actionable investment intelligence.
Our primary audience is active real estate investors who participate in pre-foreclosure negotiations, courthouse auctions, and REO acquisitions. We write for people who need to understand the mechanics of distressed property investing — not general homebuyers or borrowers facing foreclosure.
Nothing on Default Research constitutes legal or financial advice. Always consult qualified professionals before making investment decisions.
Research Methodology
Sources We Use
- State legislature websites and official statute databases
- Federal housing agency reports (CFPB, HUD, FHFA)
- Industry research organizations and trade publications
- County clerk, recorder, and assessor websites
- Court system websites and filing databases
How We Verify Information
We cross-reference claims across multiple independent sources before publishing. Time-sensitive information (auction dates, regulatory deadlines) includes a "last verified" timestamp. State guide content is periodically reviewed and updated when laws change.
AI Disclosure
Default Research uses AI to assist with research. Our analysis articles are produced through an AI-assisted workflow: AI tools gather and synthesize information from official sources at scale, draft initial content, and extract key investor takeaways. A human editor then reviews every article, verifies key claims, adds investor-specific context, and approves it for publication.
We do not publish AI-generated content without human review. The "AI-researched, human-edited" label on our articles reflects this process accurately. If you notice an error or inaccuracy in our content, please report it using the corrections process below.
Corrections Policy
We take accuracy seriously. When errors are identified — whether by readers, automated monitoring, or internal review — we correct them promptly and transparently.
How Corrections Are Handled
Minor Corrections
Typographical errors, broken links, and formatting issues are corrected without annotation.
Factual Corrections
When factual information is corrected — a date, a timeline, a legal requirement — we update the article and add a dated correction notice at the bottom of the affected section or article.
Significant Corrections
If a material claim is found to be incorrect, we correct the content, add a prominent correction notice with the date, and explain what changed and why.
Report an Error
If you believe information on Default Research is inaccurate, please let us know. Include the specific article URL, the claim in question, and a reference to a primary source if you have one.
Submit a Correction via Contact FormEditorial Independence
Default Research earns revenue through affiliate partnerships with real estate services providers. Our editorial decisions — what to cover, how to frame analysis, which claims to include or exclude — are not influenced by these commercial relationships. Partner relationships are disclosed using standard FTC-compliant disclosures on pages where affiliate links appear.
For affiliate disclosure details, see our Affiliate Disclosure page.